Refinancing

Every real estate transaction comes with fees, no matter how you pay. Learn what is included in closing costs, when they’re due, and what they all mean.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

Two ways that refinancing can benefit homeowners going through a divorce

Use this cash out refinance calculator to see how much you could borrow and what the cost of your new monthly payment would be.

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Refinance appraisal higher than expected? Understand the appraisal process, associated costs, and what it means for your refinancing options and mortgage terms.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Why wait, save, and pay rent to your landlord when you could be paying off your own home. See why smaller down payments can unlock the door to homeownership.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

Learn the differences between jumbo vs conventional loan types, county loan limits, qualifying guidelines, and how to know if you should consider a jumbo loan.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Here we deep dive into what you can expect when you transition from scrolling through homes online to going to open houses, making an offer, and closing.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Wondering if getting pre-approved hurts your credit? Discover how credit checks work and simple ways to keep your score safe during the mortgage process.

Understand appraisal contingency: how it protects buyers, affects mortgages and LTV, options when appraisals are low, and when it’s smart to safely waive.

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

Tips for comparing the affordability of renting and buying a home, and deciding which one might be right for you.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Thinking about refinancing your mortgage? Learn when to refinance, the benefits, and key factors to help you decide if now is truly the right time for you.