Refinancing

How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

Two ways that refinancing can benefit homeowners going through a divorce

Better compiled a list of 15 events and milestones in the history of the American mortgage system, using information from news articles, encyclopedias, and historical literature.

Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.

Refinancing your mortgage? You may want to buy down your interest rate by purchasing points, which can save you thousands over the life of your loan.

Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.

Wondering what are points on a mortgage? Learn how they work, how buying points lowers your interest rate, and whether they can truly save you money over time.

Many homebuyers boost their borrowing power by purchasing a home with a partner. Discover the benefits and learn how to get a joint mortgage pre-approval.

Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.

Get approved for a mortgage for self-employed borrowers: understand income docs, tax write-offs, down payment proof, and tips to boost eligibility with lenders.

Mortgage application denied? Discover common reasons for denial and expert tips to strengthen your next application and boost your chances of getting approved.

Learn what a closing package is, why it matters, and how it finalizes your home purchase so you can confidently navigate the last step of the mortgage process.

Learn how a loan estimate reveals real mortgage costs, compares lenders, and highlights fees you can control. Explore its sections and compare offers clearly.

In the socially distanced world of 2020, Better helped 88,100+ new clients navigate their homeownership journey with ease, confidence, and a ton of savings.

Learn what the underwriting process timeline looks like, what underwriters review, common approval conditions, and how Better helps speed up the process.

Second mortgages can be used to pay off debts, but they do come with risks. Learn about HELOCs, home equity loans, and piggyback loans in this new Better Mortgage article.

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

Thinking about refinancing your mortgage? Learn when to refinance, the benefits, and key factors to help you decide if now is truly the right time for you.