Resources

A 2-1 buydown temporarily lowers your mortgage rate for the first two years of your loan. Here's how the math works, who pays for it, and when it beats negotiating...

Rapid Rescore can update a credit score faster than usual, helping home buyers who just paid off debt improve their credit score sooner.

Nonconforming loans can offer outside-the-box financing for some buyers, but most first-time homebuyers need the safety and stability of conventional and government-backed loans.

Congress just passed a sweeping housing bill. Here's what the 21st Century ROAD to Housing Act actually means for buyers — FHA changes, the investor ban, and what's still uncertain.

See today's mortgage rates for May 22, 2026 — what's moving them, what a 30-year fixed costs right now, and what homebuyers should know before locking.

You can keep the house in a divorce without refinancing, but it will require more than removing your ex from the deed. Here are some of the best solutions.

Here are today's mortgage rates for May 21, 2026, including what rates look like right now, what's moving them, and what buyers and homeowners can do next.

Zillow and your lender's appraiser both look at comps — but they're not using the same process, the same data, or the same standards. Here's what actually drives each number.

What are mortgage rates today? See current 30-year, 15-year, and ARM rates for May 20, 2026 — and what's moving them right now.

What are mortgage rates today? Here's what 30-year, 15-year, and ARM rates look like on May 19, 2026 — and what's moving them right now.

More families are buying homes together to save money. Here's how pooling income, adding an ADU, and structuring your purchase correctly affects what you can qualify for.

A Zestimate won't get you a mortgage — a licensed appraisal will. Learn how accurate Zillow's estimates are, why lenders ignore them, and what actually determines your home's value.

A new first-time homebuyer tax credit bill was introduced in Congress in 2026. Here's what it is, who would qualify, and what buyers can use right now.

Home equity loan closing costs run 2%–5% of your loan amount. Here's every fee broken down, what's negotiable, and how to reduce or eliminate what you pay.

To afford a $500K mortgage in 2026, most buyers need $120,000–$165,000/year. See income requirements by down payment, loan type, and debt load — with scenarios at today's 6.57% rate.

Home prices have risen for 34 consecutive months through April 2026. Here's what the data says about whether prices will fall — and what waiting is actually costing buyers on...

Mortgage rates are at 6-week highs as of May 15, 2026. See today's 30-year, 15-year, and ARM averages — and what's driving rates higher this week.

A mortgage broker shops lenders on your behalf — but they're not your only option. Learn how mortgage brokers work, how they get paid, and how to decide if you...

Unmarried couples can absolutely buy a house together — but the mortgage and title decisions work differently than for married couples. Here's what to know before you apply.

The 30-year fixed mortgage rate is 6.57% today as 10-year Treasury yields climb following a hotter-than-expected CPI and PPI. Here’s what’s driving rates and what buyers should know.