Resources

You can count Airbnb income toward a mortgage, but the rules depend on your loan type, how long you've been hosting, and how income is documented. Here's what to know.

New student loan repayment plans take effect July 1, 2026. Here's exactly how RAP, IBR, and the standard plan affect your DTI — and what to do before the deadline...

Today's mortgage rates on June 3, 2026: the 30-year fixed sits at 6.57% as Iran ceasefire hopes send bond yields lower. Here's what's moving rates and what borrowers should know.

Mortgage rates are pulling back slightly today after recent volatility. See today's 30-year, 15-year, and ARM rates — and what the Fed's June 17 meeting means for buyers and refinancers.

A GSE streamline refinance would let homeowners with conventional Fannie Mae or Freddie Mac loans refinance faster — with less paperwork and potentially no appraisal. Here's what the proposed program...

Losing your job mid-mortgage application doesn't always mean losing the deal — but it does change the process significantly. Here's exactly what lenders do, what your options are, and how...

New homes are now cheaper than existing ones for the first time in decades — and builders are offering rate buydowns. Here's how to decide which is the right buy...

AI chatbots like ChatGPT and Perplexity are now answering mortgage lender questions. Here's how they decide which lenders to recommend and what it means for your search.

Today's mortgage rates for June 1, 2026: the 30-year fixed is averaging 6.54%. Here's what's moving rates, what it means for buyers and refinancers, and how to get the best...

An AVM — automated valuation model — is a computer-generated estimate of your home's value that lenders use instead of a full appraisal. Here's how it works, when lenders use...

For years, homeowners with sub-5% rates refused to sell. Now 1 in 3 spring sellers is listing anyway. Here's what the easing lock-in effect means for buyers in 2026 —...

Mortgage rates are holding in the mid-6% range on May 29, 2026. Here's where rates stand today, what's driving them, and what buyers and refinancers should know right now.

More than a quarter of first-time buyers got family money for their down payment. Here's what actually works if you're building yours on your own — programs, loan types, and...

Mortgage rates are easing for a third straight day on May 28, 2026. Here's where the 30-year fixed, 15-year fixed, and ARM stand today — and what's moving them.

Wondering why Better Mortgage can be a good fit for first-time homebuyers? Here's a close look at what Better offers — from low down payment loans to a fully digital...

Federal regulators have approved two new mortgage credit scoring models: VantageScore 4.0 and FICO 10T. Here's what changed, who benefits, and what to do before you apply.

Today's mortgage rates for May 27, 2026. See current 30-year fixed (6.62%), 15-year fixed (6.01%), and ARM rates — plus what's driving movement and how to lock in the right...

The Fed may raise rates again — but that doesn't mean your mortgage rate moves the same way. Here's exactly what a hike means for buyers and homeowners right now.

Cash to close is the total amount you need to bring to closing day — not just your down payment. Here's exactly what it includes and how to calculate it.

Today's mortgage rates, what's driving them, and what buyers and homeowners need to know right now. Updated daily by Better.

Learn what manual underwriting is: how it works, when it’s used, how it compares to automated underwriting, and what to expect across different loan types.

How to write a compelling letter to the seller of a home, what to include or avoid, plus tips and examples to help your offer stand out in a competitive...

Learn what a floating interest rate is, how it works, and how it compares to fixed rates. Explore pros, cons, and calculation tips to make informed decisions.

Learn how a tri-merge credit report combines Equifax, Experian & TransUnion data to help lenders assess risk, streamline approvals, and guide your loan choices.

Learn how to flip a house profitably. Discover the steps, pros and cons, common mistakes, and expert tips to succeed in your first house flipping project.

Learn what mortgage curtailment is, how it works, its benefits, types, and key considerations to help you pay off your home faster and save on interest.

Wondering how much house I can afford with a 70k salary? Learn budgeting tips, loan options, and key factors that impact home affordability on a $70K income.

Learn what ownership interest in a property means, the types, your rights, and how it can impact mortgage transactions, titles, and real estate ownership.

Discover what an escrow shortage is, what causes it, how it can raise your mortgage payments, and the most effective steps to handle, reduce, or avoid it.