Resources

Refinancing from an FHA loan to a conventional loan can eliminate lifetime mortgage insurance and lower your monthly payment. Here's how it works and whether it makes sense for you.

The credit score you need to refinance depends on your loan type. Conventional refinances start at 620. FHA and VA refinances start at 580. Here's how your score affects your...

A prepayment penalty is a fee some lenders charge when you pay off your mortgage early. Here's how it works, what triggers it, and how to avoid it.

NYC just proposed a first-of-its-kind annual surcharge on second homes worth $5 million or more. Here's what a pied-à-terre tax is, who it affects, and what it could mean for...

Mortgage rates are holding near four-week lows on April 16, 2026. See today's rates across loan types, what's driving them, and what borrowers should do right now.

Learn how homeowners can use a home equity loan, HELOC, or cash-out refinance to consolidate debt — and how to avoid debt relief scams. Compare costs, risks, and which option...

What are mortgage rates today? See current 30-year, 15-year, and ARM rates for April 15, 2026 — plus what's moving them and whether now is a good time to lock.

Looking for the best cities to buy your first home in 2026? See where affordability, job markets, and quality of life actually add up — and how the math compares...

Thinking about buying a home with your parents? Learn how multigenerational mortgages work, who qualifies, how to split ownership, and what to watch out for.

See today's mortgage rates for April 14, 2026. The average 30-year fixed rate is 6.40% — here's what's moving rates and what it means for your home purchase or refinance.

Today's mortgage rates, what's moving them, and what homebuyers and refinancers should know right now. Updated daily by Better Mortgage.

Millions of homeowners with sub-3% mortgages are frozen in place by today's 6.37% rates. Here's the actual math for deciding whether to stay put or move — and when it...

Gen Z is rewriting the homebuying playbook — skipping starter homes, buying with friends, and renting out rooms to cover the mortgage. Here's how the new approach actually works.

Rates dipped after the US-Iran ceasefire — but economists call it a brief reprieve, not a pivot. Here's how to decide whether to lock your mortgage rate right now.

Mortgage rates are averaging 6.37% on a 30-year fixed as of April 10, 2026. See today's full rate table and what's driving rates this week.

Learn how to buy a second home, from assessing financial readiness to choosing the right mortgage. Explore cash-out refis and discover your path to ownership.

What is homeowners insurance? Discover how it works and what it covers. Learn about the different coverage types and find the right protection for your home.

Self-employed, freelance, or 1099? Here's exactly how lenders calculate your income — and what to do if your write-offs are working against you.

Today's mortgage rates, what's moving them, and what spring homebuyers need to know right now — April 9, 2026.

The average 30-year fixed mortgage rate is 6.45% today. Here's what's moving rates, whether to lock now or wait, and what it means for buyers and homeowners.